Julie Murphy, CFP®
Over the course of my career, I discovered something that was never taught in business school: each of us has our own unique and personal relationship with money.
It begins even before you get your first piggy bank and over the years it changes very little. It may evolve ever so slightly but for the most part, your feelings toward money are imprinted from birth.
This will influence how much money you’ll make throughout your entire life.
Unless you’re in touch with those emotions and understand the impact that they have on your financial behavior, and unless you take steps to change or heal some of those behaviors, you will not achieve the wealth and happiness you desire.
The bottom line is that wealth doesn’t come from managing your money. Wealth comes from managing the emotions behind your money.
It’s that simple.
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PLEASE NOTE: The views, comments, and opinions expressed within this writing are solely those of Julie Murphy, not those of any co-workers, managers, broker-dealer staff or management, regulators, or other industry professionals, except where specifically cited. The ideas and opinions presented are not meant to fit every individual, and, in some cases, professional help, in the form of medical, tax, and legal advice, may be necessary and should be obtained from qualified professionals before attempting to implement serious changes in your life.
The hypothetical situations discussed in this book are based on real life examples. Names and circumstances have been changed. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investments or strategies may be appropriate for you, consult your financial advisor prior to investing.
Julie Murphy does not offer tax advice. The tax information contained herein is general and not exhaustive by nature. It was not intended or written to be used—and cannot be used—by any taxpayer for the purpose of avoiding penalties that may be imposed under US federal tax laws. Federal and state tax laws are complex and constantly changing. You should always consult your own legal or tax advisor for information concerning your individual situation.
This material is neither an offer to sell nor the solicitation of an offer to buy any security, which can only be made by the prospectus, which has been filed or registered with the appropriate state and federal agencies and sold only by the broker/dealers authorized to do so. No regulatory agency has passed on or endorsed the merits of this material. Any representations to the contrary are unlawful. All trademarks or copyrights referenced herein are the property of their respective owner.
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