Financial Self Love
Julie Murphy • January 6, 2021
Wow, this past month has been intense. Who else is with me? All that no longer serves us must fall away. The old model of doing things must go. It’s time for energetic and financial expansion.
When I wrote my first book The Emotion Behind Money, I made reference to sitting on a bar stool. That once you start to shift you can’t ever go back and sit on the same barstool any longer. You start to shift and the common traits you once shared, you realize they are fading away, even if they’ve been friends for years. This has happened to me in a big way this past month.
One of the most financial self-loving things I did this past week was to accept my reality. I loved myself enough to see how I chose to participate in it. Once I really realized the cluster F*#@ that was created I got so sad. Sad how I had been betrayed by those I loved and sad that here I was again. And boy oh boy, did I grieve the fact that I knew better. I started to beat myself up. Ever done that before?
I realized that the sadness that came up wasn’t only about this situation, but it was also about all the times in my life that I did this exact same pattern. For me, I believe people at face value, but that leaves me at risk to be “wowed”, to be “sold a bill of goods with no substantiation”. I over road my own intuition in both instances and I didn’t apply my personal and business knowledge. I gave my power away. I thought someone knew better than me, that they had more authority on what I was doing, then me. That couldn’t have been farther from the truth. It was time for me to take my power back, hold healthy boundaries for myself, take inventory of the reality that was created, and align the situation to what was true for me and take action.
In the process of accepting my reality, a critical step in financial healing, I knew that my emotional body would drum up all kinds of self judgement, shame, blame, and/or guilt. When they came up, I chose to be the observer of those feelings. A response I’ve become very familiar with over the years. This is where I knew healthy boundaries were so important while I moved through both of these situations. For me, healthy boundaries meant that I needed to take a step back and create space for myself first and foremost. Then, evaluate, plan out my action plan to rectify things, then collaborate with others to set things straight.
What was interesting in both scenarios, when I didn’t respond to others demands, they came at me harder. Another test? Absolutely, I was being forced to get this one. They came at me like a bull in a china shop. They even tried to rally the troops against me. They tried to come after me in numbers. I knew I could choose to meet with each group of individuals and allow them to reinforce all my shame, blame, guilt and judgement, or I could choose to do the most self-loving thing. I chose the latter. The most self-loving thing for me was to take a step back, evaluate and see what was true for me. I didn’t engage. I didn’t plug into the energy they had going on because that was their business not mine. My business was to get really in tune with myself.
I realized, AGAIN, that I am a huge giver, and I attract takers. In my giving, I tend to rescue people, particularly financially. I’ve had a pattern of exchanging money for love. But I was doing that with people who don’t even love themselves, so they had no capacity to love me, reinforcing my suffering that I am unlovable. A pattern I thought I had said good bye to years ago. Apparently, I needed to strengthen my self-love muscles. I made a PACT with myself years ago, that I was no longer going to work with vendors, or have friendships, employees, or other relationships that were not mutually beneficial, loving, and reciprocal. This is where I was tested this past month.
I wound up getting into two situations where those I was dealing with were opportunists and they were personally financially destitute, which clouded their decision making process, and they were seeking to be bailed out and tried to make it my problem. Years ago, I would have bailed them out, and then just complained about it for years. What I’ve come to realize, when we do things that are not in alignment with who we are, we store those unprocessed emotions in our nervous systems, only to eventually act out in our health.
I always say, we either work things out or we act them out. We act them out through our money and though our health. This past month, I decided to not act out from shelling out money to people who were out of alignment and I was unwilling to carry their money issues. My body started to get numbing sensations. I know from reading Louise Hay’s book, Heal Your Life, the emotional cause of numbing is “Withholding love and consideration. Going dead mentally.” I was checking out likely because I’ve seen this pattern many times before. It was so stressful for me that I was in this pattern again.
I know many of you are with me on this one, you’ve likely had similar patterns repeat in your life and eventually you feel like you’re beating your head against the wall. Well, it’s time to stand up and love yourself!!!
How did I get out of what I created and how can you as well?
I went back and got in tune with what I wanted to create in my life. I loved myself enough to give me the time to do this regardless how much other people were barking at me, and threatening me legally, to do it differently.
I evaluated what was true for me, and what was I being “sold” and see what was not in alignment with my highest and best interest.
I proactively reached out to those involved to find a collaborative solution.
I let go of those who were unwilling to collaborate because that’s not my style.
Lastly, I expressed gratitude for all those who showed up for me and for the lessons I learned which helped me build even stronger self-love muscles.
Whew!! It was a process, but my soul came here to do something, and as God and The Universe as my witness, I’m going to do it and nothing is going to stop me, even the lessons. Bless your lessons along the way. Thanks for reading…..
My new book Awaken Your Wealth is a roadmap which I call the PACT process which allows you to walk yourself through the most self-loving path to financial wellness on all levels. Come like my Facebook page
to join a community that is all about financial abundance and support you in creating the financial life that you desire.
Namaste,
Julie
Share Blog On Social
Recent Blogs
Reset Your Money Energy for 2026 Every December, we all feel that pull, the desire to “be better with money next year.” But here’s the secret I’ve seen again and again after nearly three decades of walking alongside people from all walks of life: Financially wealthy people don’t just plan their next year — they energetically complete the one they’re leaving. They close loops. They clear emotional residue. They realign their energy field before they set a single goal. And you can absolutely do the same. As I share in The Emotion Behind Money , wealth is never created by logic alone. It comes from managing the emotions behind your money and understanding that money itself is energy. And in Awaken Your Wealth , I remind readers that energetic shifts begin when you consciously picture yourself stepping into a new reality, while compassionately acknowledging the one you’re standing in now. So let’s walk through the simple year-end process I teach my clients — one that spiritually, emotionally, and financially resets your money field for a powerful 2026. 1. Review Your 2025 Wins & Losses With Compassion Before you step into the new year, look back with the most loving, nonjudgmental eyes possible. I call it neutral observation . Wealthy people don’t spiral into shame when something didn’t go perfectly. They get curious. Ask yourself: Where did I expand financially this year? Where did I contract emotionally or economically? What choices were truly aligned with my values? Which ones came from fear, scarcity, or old patterns? In Awaken Your Wealth , the “Accepting Reality and Awakening” step of PACT teaches that awareness without judgment is how we break old money patterns for good. So breathe. Notice. Write it down. No shame. No spiral. Just truth. 2. Forgive Any Money Mistakes Here’s a truth most people never consider: Every financial mistake carries emotional weight and emotional weight blocks money flow. From my work in The 4 Spiritual Laws of Money , we know that your heart’s energy is more powerful than your brain’s logic, and intention is what redirects energy back into alignment. Forgiveness, of yourself, your past self, or others involved, releases stagnant money energy. Try this: Write down any money decisions from 2025 that still feel heavy. Place your hand on your heart. Say: "I forgive the version of me who made this choice. She/he did the best they could with what they knew at the time.” Forgiveness isn’t about letting mistakes slide. It’s about resetting your emotional money field so you can co-create something new. 3. Create an Energetic Closing Ceremony for the Year This is where wealthy people truly separate themselves; they honor the transition. You can create your own year-end ceremony using whatever resonates from your spiritual toolkit. Here are a few ideas inspired by the intention-setting and clearing practices throughout my work: Light a candle Symbolize releasing the old year and calling in the new. Write a “completion list” Include everything you’re ready to release: debts you’re no longer carrying shame over, relationships you’re energetically cutting cords from, patterns you’re finished reenacting. Burn or bury the list This physical act tells the Universe: “I’m done living from this version of myself.” In The Emotion Behind Money , we explore how inherited beliefs and emotional patterns repeat until they are consciously released. This ceremony is your line in the sand. End with intention Close with one powerful intention for 2026, aligned from your heart: “I choose a new flow of abundance.” “I trust that money comes to me with ease.” “I allow myself to receive the wealth I’ve been working toward.” As The 4 Spiritual Laws of Money reminds us: “The Universe responds to action.” Your ceremony is your spiritual action. Ready to Step Into 2026 Aligned, Clear & Empowered? If you’re craving deeper support with your financial reset, join me for my Emotions Behind Money Workshop in January. If you’ve been feeling the nudge to recalibrate your relationship with money, this is your moment. Let’s make 2026 the year your inner wealth and your financial reality finally match. You deserve abundance and you’re closer than you think. With love, alignment & a whole lot of possibility, Julie ✨
Gratitude isn’t just about listing what you’re thankful for. It’s a frequency: an energetic vibration that aligns you with more of what you love.
The way you end your year sets the energetic tone for how you’ll begin the next one.
Similar Blogs
Reset Your Money Energy for 2026 Every December, we all feel that pull, the desire to “be better with money next year.” But here’s the secret I’ve seen again and again after nearly three decades of walking alongside people from all walks of life: Financially wealthy people don’t just plan their next year — they energetically complete the one they’re leaving. They close loops. They clear emotional residue. They realign their energy field before they set a single goal. And you can absolutely do the same. As I share in The Emotion Behind Money , wealth is never created by logic alone. It comes from managing the emotions behind your money and understanding that money itself is energy. And in Awaken Your Wealth , I remind readers that energetic shifts begin when you consciously picture yourself stepping into a new reality, while compassionately acknowledging the one you’re standing in now. So let’s walk through the simple year-end process I teach my clients — one that spiritually, emotionally, and financially resets your money field for a powerful 2026. 1. Review Your 2025 Wins & Losses With Compassion Before you step into the new year, look back with the most loving, nonjudgmental eyes possible. I call it neutral observation . Wealthy people don’t spiral into shame when something didn’t go perfectly. They get curious. Ask yourself: Where did I expand financially this year? Where did I contract emotionally or economically? What choices were truly aligned with my values? Which ones came from fear, scarcity, or old patterns? In Awaken Your Wealth , the “Accepting Reality and Awakening” step of PACT teaches that awareness without judgment is how we break old money patterns for good. So breathe. Notice. Write it down. No shame. No spiral. Just truth. 2. Forgive Any Money Mistakes Here’s a truth most people never consider: Every financial mistake carries emotional weight and emotional weight blocks money flow. From my work in The 4 Spiritual Laws of Money , we know that your heart’s energy is more powerful than your brain’s logic, and intention is what redirects energy back into alignment. Forgiveness, of yourself, your past self, or others involved, releases stagnant money energy. Try this: Write down any money decisions from 2025 that still feel heavy. Place your hand on your heart. Say: "I forgive the version of me who made this choice. She/he did the best they could with what they knew at the time.” Forgiveness isn’t about letting mistakes slide. It’s about resetting your emotional money field so you can co-create something new. 3. Create an Energetic Closing Ceremony for the Year This is where wealthy people truly separate themselves; they honor the transition. You can create your own year-end ceremony using whatever resonates from your spiritual toolkit. Here are a few ideas inspired by the intention-setting and clearing practices throughout my work: Light a candle Symbolize releasing the old year and calling in the new. Write a “completion list” Include everything you’re ready to release: debts you’re no longer carrying shame over, relationships you’re energetically cutting cords from, patterns you’re finished reenacting. Burn or bury the list This physical act tells the Universe: “I’m done living from this version of myself.” In The Emotion Behind Money , we explore how inherited beliefs and emotional patterns repeat until they are consciously released. This ceremony is your line in the sand. End with intention Close with one powerful intention for 2026, aligned from your heart: “I choose a new flow of abundance.” “I trust that money comes to me with ease.” “I allow myself to receive the wealth I’ve been working toward.” As The 4 Spiritual Laws of Money reminds us: “The Universe responds to action.” Your ceremony is your spiritual action. Ready to Step Into 2026 Aligned, Clear & Empowered? If you’re craving deeper support with your financial reset, join me for my Emotions Behind Money Workshop in January. If you’ve been feeling the nudge to recalibrate your relationship with money, this is your moment. Let’s make 2026 the year your inner wealth and your financial reality finally match. You deserve abundance and you’re closer than you think. With love, alignment & a whole lot of possibility, Julie ✨
Gratitude isn’t just about listing what you’re thankful for. It’s a frequency: an energetic vibration that aligns you with more of what you love.
The way you end your year sets the energetic tone for how you’ll begin the next one.
When most people come to me for financial advice, they expect me to talk about budgets, investments, and strategies for building wealth.