Strengthen Your Financial Muscles and Design the Life You Want

Julie Murphy • January 30, 2025
A coin is sitting on top of a pile of rocks.


It Starts with Loving Yourself


We talk about physical fitness all the time…going to the gym, eating right, staying active. But what about financial fitness?


Just like building strong muscles, creating the financial life you desire takes consistent effort, commitment, and most importantly…self-love.


Why Building Your Financial Muscles Matters


Your financial habits are like muscles. If you’re not working on them, they weaken, leaving you feeling out of control or stuck in patterns that don’t serve you.


But here’s the truth: you can shift your financial reality at any moment.


It’s not about guilt over past decisions or wishing you’d done things differently. It’s about stepping into your power right now and choosing a new way forward.


When you strengthen your financial muscles, you’re not just increasing your wealth…you’re creating a life that reflects your deepest values, fuels your passions, and supports your long-term happiness.


Self-Love Is the Foundation of Financial Fitness


Here’s the thing…money isn’t just about numbers. It’s about how you value yourself.


  • Do you overspend to fill an emotional void?
  • Do you avoid looking at your finances because it feels stressful?
  • Do you put everyone else’s needs before your own?


These behaviors aren’t just financial habits. They’re reflections of self-worth. When you truly love yourself, you make empowered choices, set boundaries, prioritize your goals, and make decisions that align with your vision for life.


What Happens When You Build Financial Muscles?


Imagine feeling completely at peace with money, knowing you’re making smart choices, staying aligned with your goals, and watching abundance flow into your life. That’s what happens when you commit to financial fitness.


Here’s how you do it:


Awareness:  Identify the patterns and beliefs that have shaped your financial life without judgment, just with curiosity and compassion.


Strength Training: Small, consistent actions, like setting a budget, tackling debt, or shifting your mindset…lead to powerful, lasting results.


Alignment:  When your financial habits align with your vision for life, everything changes. No more stress. No more regret. Just confidence, freedom, and flow.


If you are ready to transform your relationship with money and build the financial muscles you need to create the life you desire join the FREE 21-Day "Wake Up to Your Wealth" Challenge – Starting September 8th!


👉 Click Here to Register Now


This isn’t about spreadsheets and restrictions. This is about
aligning with what you truly want, breaking old patterns, and stepping into financial freedom with confidence and self-love.


Here’s what you’ll gain in the challenge:


Align with Your Desires: Get crystal clear on what you truly want from your financial life and set powerful intentions that match your values.


💪 Take Small, Powerful Steps: Daily practical exercises to help you shift habits and create meaningful, lasting change…without feeling overwhelmed.


🌟 Build Yourself Up:  Strengthen your financial mindset, release guilt and fear, and start making decisions that reflect your worth.


People just like you have completely transformed their lives with this approach. Now, it’s your turn.


The Time Is Now


The Wake Up to Your Wealth Challenge begins September 8th. Join here.


This is your moment to take charge of your financial future, align with abundance, and start living the life you deserve.


Because real wealth isn’t just about what’s in your bank account—it’s about feeling fulfilled, empowered, and in complete alignment with your purpose.

Let’s build your financial muscles together. Are you in?


Share Blog On Social

A woman is smiling while money is falling around her.
Image of budget planning worksheets
A sign that says join julie on youtube
A book titled the spiritual laws of money
Get it NOW!

Recent Blogs


By Julie Murphy December 10, 2025
Reset Your Money Energy for 2026 Every December, we all feel that pull, the desire to “be better with money next year.” But here’s the secret I’ve seen again and again after nearly three decades of walking alongside people from all walks of life: Financially wealthy people don’t just plan their next year — they energetically complete the one they’re leaving. They close loops. They clear emotional residue. They realign their energy field before they set a single goal. And you can absolutely do the same. As I share in The Emotion Behind Money , wealth is never created by logic alone. It comes from managing the emotions behind your money and understanding that money itself is energy. And in Awaken Your Wealth , I remind readers that energetic shifts begin when you consciously picture yourself stepping into a new reality, while compassionately acknowledging the one you’re standing in now. So let’s walk through the simple year-end process I teach my clients — one that spiritually, emotionally, and financially resets your money field for a powerful 2026. 1. Review Your 2025 Wins & Losses With Compassion Before you step into the new year, look back with the most loving, nonjudgmental eyes possible. I call it neutral observation . Wealthy people don’t spiral into shame when something didn’t go perfectly. They get curious. Ask yourself: Where did I expand financially this year? Where did I contract emotionally or economically? What choices were truly aligned with my values? Which ones came from fear, scarcity, or old patterns? In Awaken Your Wealth , the “Accepting Reality and Awakening” step of PACT teaches that awareness without judgment is how we break old money patterns for good. So breathe. Notice. Write it down. No shame. No spiral. Just truth. 2. Forgive Any Money Mistakes Here’s a truth most people never consider: Every financial mistake carries emotional weight and emotional weight blocks money flow. From my work in The 4 Spiritual Laws of Money , we know that your heart’s energy is more powerful than your brain’s logic, and intention is what redirects energy back into alignment. Forgiveness, of yourself, your past self, or others involved, releases stagnant money energy. Try this: Write down any money decisions from 2025 that still feel heavy. Place your hand on your heart. Say: "I forgive the version of me who made this choice. She/he did the best they could with what they knew at the time.” Forgiveness isn’t about letting mistakes slide. It’s about resetting your emotional money field so you can co-create something new. 3. Create an Energetic Closing Ceremony for the Year This is where wealthy people truly separate themselves; they honor the transition. You can create your own year-end ceremony using whatever resonates from your spiritual toolkit. Here are a few ideas inspired by the intention-setting and clearing practices throughout my work: Light a candle Symbolize releasing the old year and calling in the new. Write a “completion list” Include everything you’re ready to release: debts you’re no longer carrying shame over, relationships you’re energetically cutting cords from, patterns you’re finished reenacting. Burn or bury the list This physical act tells the Universe: “I’m done living from this version of myself.” In The Emotion Behind Money , we explore how inherited beliefs and emotional patterns repeat until they are consciously released. This ceremony is your line in the sand. End with intention Close with one powerful intention for 2026, aligned from your heart: “I choose a new flow of abundance.” “I trust that money comes to me with ease.” “I allow myself to receive the wealth I’ve been working toward.” As The 4 Spiritual Laws of Money reminds us: “The Universe responds to action.” Your ceremony is your spiritual action. Ready to Step Into 2026 Aligned, Clear & Empowered? If you’re craving deeper support with your financial reset, join me for my Emotions Behind Money Workshop in January. If you’ve been feeling the nudge to recalibrate your relationship with money, this is your moment. Let’s make 2026 the year your inner wealth and your financial reality finally match. You deserve abundance and you’re closer than you think. With love, alignment & a whole lot of possibility, Julie ✨
Abundance begins in the quiet moments of gratitude that open your heart and shift your
perspective.
By Julie Murphy November 4, 2025
Gratitude isn’t just about listing what you’re thankful for. It’s a frequency: an energetic vibration that aligns you with more of what you love.
How to End the Year Like the Wealthy Do
By Julie Murphy October 9, 2025
The way you end your year sets the energetic tone for how you’ll begin the next one.
Show More

Similar Blogs

By Julie Murphy December 10, 2025
Reset Your Money Energy for 2026 Every December, we all feel that pull, the desire to “be better with money next year.” But here’s the secret I’ve seen again and again after nearly three decades of walking alongside people from all walks of life: Financially wealthy people don’t just plan their next year — they energetically complete the one they’re leaving. They close loops. They clear emotional residue. They realign their energy field before they set a single goal. And you can absolutely do the same. As I share in The Emotion Behind Money , wealth is never created by logic alone. It comes from managing the emotions behind your money and understanding that money itself is energy. And in Awaken Your Wealth , I remind readers that energetic shifts begin when you consciously picture yourself stepping into a new reality, while compassionately acknowledging the one you’re standing in now. So let’s walk through the simple year-end process I teach my clients — one that spiritually, emotionally, and financially resets your money field for a powerful 2026. 1. Review Your 2025 Wins & Losses With Compassion Before you step into the new year, look back with the most loving, nonjudgmental eyes possible. I call it neutral observation . Wealthy people don’t spiral into shame when something didn’t go perfectly. They get curious. Ask yourself: Where did I expand financially this year? Where did I contract emotionally or economically? What choices were truly aligned with my values? Which ones came from fear, scarcity, or old patterns? In Awaken Your Wealth , the “Accepting Reality and Awakening” step of PACT teaches that awareness without judgment is how we break old money patterns for good. So breathe. Notice. Write it down. No shame. No spiral. Just truth. 2. Forgive Any Money Mistakes Here’s a truth most people never consider: Every financial mistake carries emotional weight and emotional weight blocks money flow. From my work in The 4 Spiritual Laws of Money , we know that your heart’s energy is more powerful than your brain’s logic, and intention is what redirects energy back into alignment. Forgiveness, of yourself, your past self, or others involved, releases stagnant money energy. Try this: Write down any money decisions from 2025 that still feel heavy. Place your hand on your heart. Say: "I forgive the version of me who made this choice. She/he did the best they could with what they knew at the time.” Forgiveness isn’t about letting mistakes slide. It’s about resetting your emotional money field so you can co-create something new. 3. Create an Energetic Closing Ceremony for the Year This is where wealthy people truly separate themselves; they honor the transition. You can create your own year-end ceremony using whatever resonates from your spiritual toolkit. Here are a few ideas inspired by the intention-setting and clearing practices throughout my work: Light a candle Symbolize releasing the old year and calling in the new. Write a “completion list” Include everything you’re ready to release: debts you’re no longer carrying shame over, relationships you’re energetically cutting cords from, patterns you’re finished reenacting. Burn or bury the list This physical act tells the Universe: “I’m done living from this version of myself.” In The Emotion Behind Money , we explore how inherited beliefs and emotional patterns repeat until they are consciously released. This ceremony is your line in the sand. End with intention Close with one powerful intention for 2026, aligned from your heart: “I choose a new flow of abundance.” “I trust that money comes to me with ease.” “I allow myself to receive the wealth I’ve been working toward.” As The 4 Spiritual Laws of Money reminds us: “The Universe responds to action.” Your ceremony is your spiritual action. Ready to Step Into 2026 Aligned, Clear & Empowered? If you’re craving deeper support with your financial reset, join me for my Emotions Behind Money Workshop in January. If you’ve been feeling the nudge to recalibrate your relationship with money, this is your moment. Let’s make 2026 the year your inner wealth and your financial reality finally match. You deserve abundance and you’re closer than you think. With love, alignment & a whole lot of possibility, Julie ✨
Abundance begins in the quiet moments of gratitude that open your heart and shift your
perspective.
By Julie Murphy November 4, 2025
Gratitude isn’t just about listing what you’re thankful for. It’s a frequency: an energetic vibration that aligns you with more of what you love.
How to End the Year Like the Wealthy Do
By Julie Murphy October 9, 2025
The way you end your year sets the energetic tone for how you’ll begin the next one.
It’s about creating an authentic relationship with money that actually supports the life you want.
By Julie Murphy September 11, 2025
When most people come to me for financial advice, they expect me to talk about budgets, investments, and strategies for building wealth.
Show More