Money as energy: directing your financial flow

Julie Murphy • April 21, 2011

Before I can sit down with someone and talk dollars and cents, we have to deal with the underlying issue of why. Why are their money troubles so severe? Why did they spend so much and save nothing? And why are they ready to really change now?

I know when someone is ready to make a permanent change. They’re focused on improvement; they know that it’ll take more than just cutting back here or there. It’s a change in their heart’s desires. And those who have decided to go with that change have a positive money energy.

A positive money energy enables your attitude of abundance. It’s what keeps you in check financially when other areas of your life aren’t going that well. And the more positive that energy is, the less you’ll dwell on how little material wealth you have or how to acquire more.

Want to know how to get some good money energy? Read on.

Focus on the positive

It’s easy to let negative thoughts overtake you, especially when you’ve become accustomed to only seeing the bad. So when you are feeling down, take a moment to focus on the positive. Thinking negatively will only lead to bad choices and financial sabotage.

Instead of allowing the negative things to cripple your money energy, focus on the positive. Look at your savings to actually see your hard work. Being proud of what you’ve accomplished so far keeps your money energy at a premium.

Don’t be a victim of your circumstance

As easy as it is to focus on the negative, it’s equally convenient to blame everyone or everything else for your current state. You had to buy a friend’s wedding gift! You had no idea your furnace was going to go out! Your transmission blew on you, and that wiped you out.

Take a second and think about those excuses. Yes, life happens. You never know when things will go wrong, and you’ll need to spend three or four figures to get an important thing fixed. But that shouldn’t mess with your energy. When you have a positive money energy, you’re constantly saving for the short-, mid- and long-term situations. Being a victim of an unexpected circumstance is a lot harder when you planned for emergencies.

 

Be open to the movement

You won’t be at your very best every moment of each day. Some days you’ll be tired.  Other days you’ll run into rough spots, like an inconvenient flat tire or nasty remark from a coworker. The key to not letting those moments get you down is to knowing that your energy is constantly moving. A dip in energy is normal, but allowing that dip to turn into a long-term mindset of negativity is where many people go wrong.

When you let yourself stay in that low place, you aren’t open to the eventual energy rising. You can’t always have this high, positive energy; but don’t let that devastate your progress. Maintain a level of awareness – a level-headedness about where you’re at. And always be ready to go with the flow of your energy levels.

Tags: money energy, energy of money, emotion and money, psychology of money, emotion behind the money, Julie Murphy, Chicago personal finance, Chicago financial planner, Chicago women entrepreneurs

Share Blog On Social

A woman is smiling while money is falling around her.
Image of budget planning worksheets
A sign that says join julie on youtube
A book titled the spiritual laws of money
Get it NOW!

Recent Blogs


By Julie Murphy August 4, 2026
What if nothing is wrong with your life? What if the frustration you feel... The anxiety around money... The constant striving... The feeling that something is missing... Isn't a sign that you're failing. What if it's simply your soul trying to wake you up? So many of us spend our lives searching for the next thing we believe will finally make us feel whole. More money. A different relationship. A better job. A healthier body. Another vacation. Another achievement. Another finish line. Yet somehow, after every accomplishment, that feeling quietly returns. "There has to be more than this." And there is. Not because your life is lacking. Because you've been taught to look for fulfillment in places it was never meant to come from. One of the greatest lessons I've learned is that life is always working for us, even when it doesn't feel like it. Every challenge... Every financial struggle... Every relationship... Every fear... Every success... They're all invitations. Not punishments. Invitations to become more aware. Because awareness changes everything. You can't transform a belief you don't know you're carrying. You can't heal a wound you refuse to acknowledge. You can't create a different future while living from yesterday's programming. This is why I don't believe true wealth begins with your bank account. It begins with your awareness. Money simply magnifies the relationship you already have with yourself. If you believe you're not enough... No amount of money will ever feel like enough. If you don't trust yourself... It won't matter how much financial security you create. You'll still feel uncertain. Real wealth isn't something we earn. It's something we uncover. It's been within us all along, buried beneath years of conditioning, fear, expectations, and stories that were never ours to begin with. When we begin clearing away those layers, something beautiful happens. We stop chasing. We start creating. We stop reacting. We begin choosing. We stop living from fear. We begin living from love. That's where abundance begins. Not outside of you. Inside of you. That's why I created the 21-Day Wake Up Wealth Challenge . Not to teach you how to make more money. Not to convince you that positive thinking changes everything. But to give you space. Space to slow down. Space to become aware. Space to notice the patterns you've been living from without even realizing it. Over the course of 21 days, you'll begin seeing yourself differently. You'll explore the beliefs shaping your financial life. You'll reconnect with your intuition. You'll learn how your emotions influence your decisions. Most importantly... You'll begin remembering that you already have everything within you to create a life that feels aligned, peaceful, and abundant. The challenge isn't about becoming someone new. It's about coming home to who you've always been. If your heart has been whispering that it's time for something different... Listen. It may be the beginning of everything. I'd love to walk this journey with you. Because your greatest investment has never been in the stock market. It's always been in yourself. And when you awaken that relationship... Everything else begins to change. With Love, Julie P.S. Sometimes the biggest transformation doesn't happen because life changes around us. It happens because we finally become aware of the life we've been creating, and realize we have the power to create something new. If you're ready, I'd love to have you join us for the 21-Day Wake Up Wealth Challenge.
Real financial freedom isn't about accumulating more. It's about creating choice.
By Julie Murphy July 7, 2026
Real financial freedom isn't about accumulating more. It's about creating choice.
Abundance is created when you trust yourself enough to let your heart lead the way.
By Julie Murphy June 4, 2026
Many people believe abundance is something they need to create outside of themselves.
Show More

Similar Blogs

By Julie Murphy August 4, 2026
What if nothing is wrong with your life? What if the frustration you feel... The anxiety around money... The constant striving... The feeling that something is missing... Isn't a sign that you're failing. What if it's simply your soul trying to wake you up? So many of us spend our lives searching for the next thing we believe will finally make us feel whole. More money. A different relationship. A better job. A healthier body. Another vacation. Another achievement. Another finish line. Yet somehow, after every accomplishment, that feeling quietly returns. "There has to be more than this." And there is. Not because your life is lacking. Because you've been taught to look for fulfillment in places it was never meant to come from. One of the greatest lessons I've learned is that life is always working for us, even when it doesn't feel like it. Every challenge... Every financial struggle... Every relationship... Every fear... Every success... They're all invitations. Not punishments. Invitations to become more aware. Because awareness changes everything. You can't transform a belief you don't know you're carrying. You can't heal a wound you refuse to acknowledge. You can't create a different future while living from yesterday's programming. This is why I don't believe true wealth begins with your bank account. It begins with your awareness. Money simply magnifies the relationship you already have with yourself. If you believe you're not enough... No amount of money will ever feel like enough. If you don't trust yourself... It won't matter how much financial security you create. You'll still feel uncertain. Real wealth isn't something we earn. It's something we uncover. It's been within us all along, buried beneath years of conditioning, fear, expectations, and stories that were never ours to begin with. When we begin clearing away those layers, something beautiful happens. We stop chasing. We start creating. We stop reacting. We begin choosing. We stop living from fear. We begin living from love. That's where abundance begins. Not outside of you. Inside of you. That's why I created the 21-Day Wake Up Wealth Challenge . Not to teach you how to make more money. Not to convince you that positive thinking changes everything. But to give you space. Space to slow down. Space to become aware. Space to notice the patterns you've been living from without even realizing it. Over the course of 21 days, you'll begin seeing yourself differently. You'll explore the beliefs shaping your financial life. You'll reconnect with your intuition. You'll learn how your emotions influence your decisions. Most importantly... You'll begin remembering that you already have everything within you to create a life that feels aligned, peaceful, and abundant. The challenge isn't about becoming someone new. It's about coming home to who you've always been. If your heart has been whispering that it's time for something different... Listen. It may be the beginning of everything. I'd love to walk this journey with you. Because your greatest investment has never been in the stock market. It's always been in yourself. And when you awaken that relationship... Everything else begins to change. With Love, Julie P.S. Sometimes the biggest transformation doesn't happen because life changes around us. It happens because we finally become aware of the life we've been creating, and realize we have the power to create something new. If you're ready, I'd love to have you join us for the 21-Day Wake Up Wealth Challenge.
Real financial freedom isn't about accumulating more. It's about creating choice.
By Julie Murphy July 7, 2026
Real financial freedom isn't about accumulating more. It's about creating choice.
Abundance is created when you trust yourself enough to let your heart lead the way.
By Julie Murphy June 4, 2026
Many people believe abundance is something they need to create outside of themselves.
Wealth doesn’t come from managing money.
It comes from managing the emotions behind your money
By Julie Murphy May 6, 2026
Your ability to create wealth has far less to do with numbers… and far more to do with what’s happening inside of you.
Show More