Seven Ideas to Focus on in the New Year

Julie Murphy • January 5, 2012

Welcome to your best year ever!! The celebration that happens during the first few days of January is a nice way to both wrap up the holidays and usher in a new beginning to our lives. We make plans for weight loss (or gain), new business opportunities, or set out on a path for our deepest dreams and desires.

Yet so many of us fall off the wagon and go back to what we did in years past. But not this year! I want you to focus on the positive things in your life. The things you already have will help you achieve the things you want to get during the next twelve months.

I’m going to focus on seven ideas to help you get the things you want: innovate, grow, create, succeed, collaborate, serve and shift. You’ve heard these words before. But I believe that now is the time to put those ideas into action in your personal, professional and financial lives. Here’s how:

Innovate
Find new ways to make money and save the money you already have. Tweak the “establishment” to cater to your priorities and your priorities- alone. We’re all beautifully weird, so you should focus on an individual approach to achieving whatever goals you set for this year. It’s okay; you can be different and still find success. Remember: let your freak flag fly!

Grow
Grow your business, your salary or your investments. Find opportunities in today’s environment and multiply your return on them. Look in places you never thought to look – be contrarian. Allow opportunities to pan out and just go where they take you. You’ll experience the most growth both personally and professionally by jumping on the wave and letting it ride.

Create
Create solutions to the problems that you just can’t seem to figure out. If the road looks like a dead end, create your own path to the goal. Don’t be afraid to search for creative solutions to the problems you face.

Succeed
Be your own success story. Every single step you take is one in the right direction. Don’t undermine what you’ve done because you haven’t made it to the end goal just yet. Give it time; each day is another paragraph in your own testimonial.

Collaborate
Join a team that’s going towards the goals that you are working toward. If you can’t find one, then build it yourself. Collaboration will help you grow, aide in your creativity and be helpful in your long-term success. Don’t be afraid to bounce ideas off of other people.

Serve
As you find success, remember to give back. Serving humanity can be volunteering at a homeless shelter, walking dogs at the humane society, becoming a mentor or donating money to charity. It can also mean sharing your success story with others or encouraging your friends to follow their hearts.

Shift
Move up the ladder. Increase your awareness. Listen to your instincts. Follow your gut. Shifting means more than just changing your mindset; it’s moving to higher vibrations. As you get in touch with what’s in your heart space, that shift will become easier.

My promise to you
I resolve to give you creative solutions to your financial issues. I resolve to grow with you in your quest to a higher vibration. I’ll encourage collaboration among everyone reading this blog, and I’ll share success stories both here and on social media. We can serve humanity together by sharing our success with those around us, and not letting the setbacks discourage us.

This year, I want you to focus on these seven things. And we’ll tackle them together one at a time. Make this year the one that you act – consistently and deliberately – on the things that you truly desire.

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How to End the Year Like the Wealthy Do

By Julie Murphy • December 10, 2025

Reset Your Money Energy for 2026 Every December, we all feel that pull, the desire to “be better with money next year.” But here’s the secret I’ve seen again and again after nearly three decades of walking alongside people from all walks of life: Financially wealthy people don’t just plan their next year — they energetically complete the one they’re leaving. They close loops. They clear emotional residue. They realign their energy field before they set a single goal. And you can absolutely do the same. As I share in The Emotion Behind Money , wealth is never created by logic alone. It comes from managing the emotions behind your money and understanding that money itself is energy. And in Awaken Your Wealth , I remind readers that energetic shifts begin when you consciously picture yourself stepping into a new reality, while compassionately acknowledging the one you’re standing in now. So let’s walk through the simple year-end process I teach my clients — one that spiritually, emotionally, and financially resets your money field for a powerful 2026. 1. Review Your 2025 Wins & Losses With Compassion Before you step into the new year, look back with the most loving, nonjudgmental eyes possible. I call it neutral observation . Wealthy people don’t spiral into shame when something didn’t go perfectly. They get curious. Ask yourself: Where did I expand financially this year? Where did I contract emotionally or economically? What choices were truly aligned with my values? Which ones came from fear, scarcity, or old patterns? In Awaken Your Wealth , the “Accepting Reality and Awakening” step of PACT teaches that awareness without judgment is how we break old money patterns for good. So breathe. Notice. Write it down. No shame. No spiral. Just truth. 2. Forgive Any Money Mistakes Here’s a truth most people never consider: Every financial mistake carries emotional weight and emotional weight blocks money flow. From my work in The 4 Spiritual Laws of Money , we know that your heart’s energy is more powerful than your brain’s logic, and intention is what redirects energy back into alignment. Forgiveness, of yourself, your past self, or others involved, releases stagnant money energy. Try this: Write down any money decisions from 2025 that still feel heavy. Place your hand on your heart. Say: "I forgive the version of me who made this choice. She/he did the best they could with what they knew at the time.” Forgiveness isn’t about letting mistakes slide. It’s about resetting your emotional money field so you can co-create something new. 3. Create an Energetic Closing Ceremony for the Year This is where wealthy people truly separate themselves; they honor the transition. You can create your own year-end ceremony using whatever resonates from your spiritual toolkit. Here are a few ideas inspired by the intention-setting and clearing practices throughout my work: Light a candle Symbolize releasing the old year and calling in the new. Write a “completion list” Include everything you’re ready to release: debts you’re no longer carrying shame over, relationships you’re energetically cutting cords from, patterns you’re finished reenacting. Burn or bury the list This physical act tells the Universe: “I’m done living from this version of myself.” In The Emotion Behind Money , we explore how inherited beliefs and emotional patterns repeat until they are consciously released. This ceremony is your line in the sand. End with intention Close with one powerful intention for 2026, aligned from your heart: “I choose a new flow of abundance.” “I trust that money comes to me with ease.” “I allow myself to receive the wealth I’ve been working toward.” As The 4 Spiritual Laws of Money reminds us: “The Universe responds to action.” Your ceremony is your spiritual action. Ready to Step Into 2026 Aligned, Clear & Empowered? If you’re craving deeper support with your financial reset, join me for my Emotions Behind Money Workshop in January. If you’ve been feeling the nudge to recalibrate your relationship with money, this is your moment. Let’s make 2026 the year your inner wealth and your financial reality finally match. You deserve abundance and you’re closer than you think. With love, alignment & a whole lot of possibility, Julie ✨