Stop Postponing Your Abundance: The Time to Begin Is Now

Julie Murphy • October 9, 2025

Can you believe there are only three months left in the year? This is one of my favorite times to pause, reflect, and realign—not just with our goals, but with our hearts.


If you’ve read my book Awaken Your Wealth, you know that true financial transformation starts from the inside out. And now, through my coaching, I help people just like you bring those principles to life, so you can move from dreaming about change to actually living it.


Because the truth is, the way you end your year sets the energetic tone for how you’ll begin the next one. These final months aren’t just a time to wrap things up—they’re an opportunity to reset, refocus, and step into 2026 with purpose and abundance.


In Awaken Your Wealth, I share the PACT process, a simple but powerful system to align your money, your mindset, and your life. Let’s use that same framework to help you finish this year strong and prepare for your best financial (and spiritual) start yet.


P: Picture Yourself


Before jumping into numbers or goals, start by imagining how you want your life to feel in the new year.


Close your eyes and picture it: What does financial peace look like for you? Maybe it’s paying off a credit card, starting a dream business, or simply feeling calm when you open your banking app.


Write down what comes up, without judgment. Your vision doesn’t need to be perfect; it just needs to be honest. This is where abundance begins, by seeing yourself already living the life you desire.


A: Accept Reality and Awaken


The last few months of the year are the perfect time to get real about where you stand.


Pull out your statements, look at your spending, your savings, your emotions - yes, your emotions! Because your relationship with money is a mirror reflecting your beliefs and patterns.


Instead of criticizing yourself for what didn’t go as planned, practice compassion. Say to yourself, “This is where I am right now, and I’m ready to grow from here.” Awakening means meeting your reality with love and curiosity, not shame.


C: Choose to Change


Once you’ve looked honestly at your year, it’s time to decide what’s next. What are you choosing to leave behind in 2025? Fear? Overworking? Financial chaos?


And what are you choosing to bring into 2026? Maybe it’s clarity, confidence, or joy.


Remember: every choice you make shifts your energy. When you align your decisions with your heart, not your fears, you create space for new possibilities to flow.


T: Take Action


Now, take one simple, meaningful action this week that aligns with your future self.


Maybe that’s automating a savings deposit, setting a boundary around work-life balance, or scheduling time to plan your 2026 goals.


Action is where the Universe meets you halfway. You don’t need to overhaul everything, just take one loving, intentional step. Small steps build momentum, and momentum builds miracles.


As we close out the year, remember this: you don’t have to do it alone. Transformation happens faster and with far more joy when you’re supported, seen, and held accountable by others walking the same path.


If you’re ready to finish the year strong and step into 2026 with clarity, confidence, and abundance, I’d love to help guide you there.


To get you started, I want to offer a special gift just for you: join my group coaching for the month of October completely free!


This is your chance to connect with others who are healing their relationship with money, setting powerful intentions, and taking aligned action toward their dreams. Together, we’ll create the foundation for your most abundant year yet.


Click here to join my free October group coaching, and let’s make these last three months the turning point in your financial and spiritual journey.

Because when you awaken your wealth, you awaken yourself.

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